What is family health insurance, and how does it work?

What is family health insurance, and how does it work?

Health insurance provides you protection against the expenses of your medical aid

Health insurance provides you protection against the expenses of your medical aid

It works when you fall sick of an ailment as well as when you meet with an accident and get yourself injured.

It works when you fall sick of an ailment as well as when you meet with an accident and get yourself injured.

A family health insurance is insurance that covers the medical expenses of all the members of your family

A family health insurance is insurance that covers the medical expenses of all the members of your family

It also acts as an effective tool of financial assistance, in case of accidents or severe sickness.

It also acts as an effective tool of financial assistance, in case of accidents or severe sickness.

There are certain requirements that have to be met in order for you to buy a family health insurance –

There are certain requirements that have to be met in order for you to buy a family health insurance –

– The age of the adults in the family must lie between 18 and 65 years.

– The age of the adults in the family must lie between 18 and 65 years.

– The age of the children (who are dependent) must be between 3 and 30 years.

– The age of the children (who are dependent) must be between 3 and 30 years.

Also, you would need certain documents in order to buy family health insurance. They are for id proof

Also, you would need certain documents in order to buy family health insurance. They are for id proof

– Aadhaar card – Passport – Birth certificate

– Aadhaar card – Passport – Birth certificate

– Voter Id – PAN card

– Voter Id – PAN card

Besides this, you would need an address proof, id proof and photographs.

Besides this, you would need an address proof, id proof and photographs.

The family health insurance covers the daycare routines, hospital room rent charges, hospital registration fees, check-ups, vaccinations and service charges.

The family health insurance covers the daycare routines, hospital room rent charges, hospital registration fees, check-ups, vaccinations and service charges.

If you buy family health insurance, you can rest assured that you don’t have to pay for the pre and post-hospitalization expenses and charges.

If you buy family health insurance, you can rest assured that you don’t have to pay for the pre and post-hospitalization expenses and charges.